Illinois risk profile
Transportation safety and exposure signals tied to sudden life disruption. Use this page to understand how this risk factor contributes to the overall score in Illinois and how it compares with other states.
Review the measures, data sources, and narrative summary below to see what drives the LifeRiskIQ Risk Score for this risk factor.
Risk factor score
40.7
Relative risk factor scoreRisk factor scores show relative pressure for Illinois compared with other states. Higher scores indicate higher relative risk in this risk factor.
Score and metrics available
What we measure
Sources
Direct answers
Illinois shows moderate relative pressure for Mobility and accident risk, with a score of 40.7 out of 100. Higher values mean higher relative risk for this specific risk area.
Average commute time: 29.9 minutes (US Census ACS 5-year, 2024; state basis); Impaired driving death rate: 2.4% (CDC impaired driving rates, current; state basis); Non-motorist fatalities per 100k residents: 2.2 per 100k (NHTSA FARS, 2023; state basis)
Mobility and accident risk is the #5 highest scored risk area out of 5 scored areas for Illinois. Use this as a relative signal, not as advice or a personal forecast.
Traffic fatalities per 100k (NHTSA FARS); Non-motorist fatalities per 100k (FARS); Pedestrian and bicyclist fatalities (FARS)
Source snapshot
Active source years and geography bases represented in this Illinois risk factor.
CDC impaired driving rates
Mobility and accident risk
NHTSA FARS
Mobility and accident risk
NHTSA FARS AccAux
Mobility and accident risk
US Census ACS 5-year
Mobility and accident risk
Factor context
In Illinois, this is the #5 highest risk factor out of 5 scored factors.
Versus average factor
-16.2 points
Versus overall score
-16.2 points
Narrative summary
The Mobility and accident risk score for Illinois is 40.7. This indicates moderate relative risk compared with other states.
This risk factor blends traffic fatality rates, non-motorist and pedestrian or bicyclist fatalities, commute-time exposure, and impaired driving death rates. Higher scores indicate greater transportation safety risk relative to peers.
Use this risk factor with financial and access scores to evaluate daily exposure and safety conditions that can disrupt stability.
Other risk factors
Longevity and health outcomes
Life expectancy and chronic disease prevalence that shape long-term health outcomes.
Financial stability
Income resilience and cost pressure indicators tied to long-term financial stability.
Environmental and disaster exposure
Hazard exposure and air quality pressure that influence long-term stability.
Access and infrastructure
Essential services and care capacity that support long-term stability.
RiskIQ network
These links focus on the most relevant connected risk topics for this location.
Educational next steps
Informational only. No forms, no lead capture, and no medical, financial, or actuarial advice.
Build a household readiness plan for Illinois
Use federal guidance to create a practical emergency plan for your household.
Review consumer financial protections in Illinois
Use CFPB consumer tools for debt, credit, and complaint support resources.
See how state and city risk scores are calculated
Review the public datasets and normalization logic behind LifeRiskIQ.