MD overview
Use this profile to review the LifeRiskIQ Risk Score forMaryland, compare risk factor subscores, and explore city profiles across the state.
State profiles summarize long-term risk conditions across the entire state. Drill into city profiles to see local variation and understand what contributes to the statewide score.
Snapshot
45.7
Overall score
45.7
Composite risk scoreThe LifeRiskIQ Risk Score summarizes five risk factors for Maryland. Higher scores indicate higher relative risk within the state tier.
Risk factor subscores
0-100 scaleLongevity and health outcomes
Relative risk score (higher = more risk)
Financial stability
Relative risk score (higher = more risk)
Environmental and disaster exposure
Relative risk score (higher = more risk)
Mobility and accident risk
Relative risk score (higher = more risk)
Access and infrastructure
Relative risk score (higher = more risk)
Direct answers
Maryland statewide context shows a population-level life expectancy value of 77.0 years. This is not an individual life expectancy estimate; it is a statistical input used to understand long-term stability.
County Health Rankings, 2025; state basis
Maryland has a moderate relative-risk profile with a LifeRiskIQ Risk Score of 45.7 out of 100. The score is relative to other states, not a personal prediction.
Highest pressure: Financial stability. Most stable area: Access and infrastructure.
The main driver is Financial stability, while Access and infrastructure is the most stable risk area. The average scored factor is 45.7 out of 100.
5 of 5 risk areas currently have scores.
How to interpret this score
State scores summarize statewide risk conditions on a relative basis. Use the risk factors to see which categories contribute the most to the Maryland score before drilling into city profiles.
Risk drivers at a glance
Depth signal
Maryland is moderately uneven across risk factors. The gap between the highest and lowest risk factors is 19.6 points, with an average factor score of 45.7.
City coverage
City profiles highlight local variation inside Maryland. Use the directory to explore risk drivers in major metros and smaller communities.
View full city directory ->Baltimore
Baltimore County
2,189,589 residents
Hagerstown
Washington County
206,889 residents
Frederick
Frederick County
196,743 residents
Waldorf
Charles County
124,186 residents
Columbia
Howard County
105,871 residents
Germantown
Montgomery County
90,521 residents
Silver Spring
Montgomery County
82,129 residents
Salisbury
Wicomico County
80,352 residents
Ellicott City
Howard County
73,737 residents
Glen Burnie
Anne Arundel County
72,772 residents
Gaithersburg
Montgomery County
69,225 residents
Bethesda
Montgomery County
67,403 residents
Core risks
Longevity and health outcomes
Life expectancy and chronic disease prevalence that shape long-term health outcomes.
Sources: County Health Rankings + CDC PLACES
Financial stability
Income resilience and cost pressure indicators tied to long-term financial stability.
Sources: US Census ACS + CFPB Consumer Complaint Database
Environmental and disaster exposure
Hazard exposure and air quality pressure that influence long-term stability.
Sources: FEMA National Risk Index + CDC Environmental Health Tracking
Mobility and accident risk
Transportation safety and exposure signals tied to sudden life disruption.
Sources: NHTSA FARS + US Census ACS + CDC impaired driving rates
Access and infrastructure
Essential services and care capacity that support long-term stability.
Sources: County Health Rankings + HRSA HPSA
RiskIQ network
These links focus on the most relevant connected risk topics for this location.
Educational next steps
Informational only. No forms, no lead capture, and no medical, financial, or actuarial advice.
Build a household readiness plan for Maryland
Use federal guidance to create a practical emergency plan for your household.
Review consumer financial protections in Maryland
Use CFPB consumer tools for debt, credit, and complaint support resources.
See how state and city risk scores are calculated
Review the public datasets and normalization logic behind LifeRiskIQ.